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Types of Investments

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Stocks: A stock is a sort of investment that reflects a portion of a company’s ownership. When you buy a share of a firm’s stock, you’re buying a small piece of that company. Investors buy stocks in firms they believe will appreciate in value. If this occurs, the value of the company’s stock rises as well.

Bonds: Bonds are financial instruments in which an investor lends money to a corporation or government for a specific length of time in exchange for regular interest payments. The bond issuer returns the investor’s money when the bond matures.

Mutual Funds: A mutual fund is a corporation that combines money from several people and invests it in stocks, bonds, and short-term loans. The mutual fund’s portfolio is made up of all of its assets. Mutual funds are bought by investors.

What is a portfolio loan?

A portfolio loan is a kind of mortgage that a lender originates and retains instead of offloading on the secondary mortgage market. Because a portfolio loan is kept in the lender’s portfolio, or “on the books,” the lender sets the standards — and sometimes favorably for borrowers.

Bank Products: One of the many services that a bank provides to its customers, such as mortgages, loans, and insurance. We provide a full variety of banking services, including checking and savings accounts, as well as loans and mortgages.

Annuities: An annuity is a long-term investment issued by an insurance company that is intended to protect you from outliving your income. Your contributions (buying payments) are turned into recurring payments that can last a lifetime.

Retirement: The term “retirement of securities” refers to the cancellation of stocks or bonds because their issuer has bought them back or because their maturity date has passed.

Crypto currencies: A crypto currency is a digital currency that may be used to purchase goods and services, but it is secured through the use of an online ledger and strong cryptography. The majority of interest in these unregulated currencies is for profit trading, with speculators driving values high at times.

Commodity Futures: A commodity futures contract is an agreement to buy or sell a particular amount of a commodity at a specific price on a future date. Commodity futures can be used to hedge or protect an investment position, as well as speculate on the underlying asset’s direction.

Security Futures: A security futures contract is a legally binding agreement between two parties to purchase or sell a defined amount of shares of a security (such as ordinary stock or an exchange-traded fund) or a narrow-based security index at a predetermined price on a future date (known as the settlement or expiration date).

Insurance: Insurance is a contract in which an individual or entity receives financial protection or compensation from an insurance firm in the form of a policy. The firm pooled the risks of its clients to make payments more reasonable to the insured.

Many other features and concepts of Stock Marketing are yet to be covered. Join DelhiCourses to receive in-depth understanding about Stock Market principles and the opportunity to learn from industry experts.

About the Author- Gaurav Heera is a stock market analyst & trainer with many years of experience in the field. He also heads DelhiCourses, an institute known for its best Stock Market Course in Delhi.

 

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